RESONING FOR SBI PO/NICL AO/BOB PO 2017

                    

Directions (1-5): Study the following information carefully and answer the given questions:

There are five friends who study in Delhi Universiy. All of them belongs to five different cities.The name of five friends are Shubhi, Manoj, Anuj, Ranjana, and Neelam but not necessarily in the same order. And the five different cities name from where they hail are Agra,Varanasi,Kanpur,Delhi, Noida but not necessarily in the same order. They are experts in five different fields (i.e) teaching, music, medical, Software engineering and fashion designing but not necessarily in same order.And all of them living in Hostel allotted by the University. The hostel has five different floors numbered one to five(ground floor is 1 and so on).Neelam is living on the even number floor.The person who is from Varanasi also living on even number floor but above the floor on which the person who is from Noida.Ranjana is living on the top floor.There is agap of one floor between the person who is from Agra and Kanpur. Manoj is not from Varanasi. The doctor is either from Delhi or Agra.Neelam is from Noida.Ranjana is in musical activity.Anuj and Neelam are Doctor and fashion designer but not necessarily in same order. The person who is expert in music belongs to Agra. The teacher is not from Varanasi.

Q1.Manoj is living on which floor?

(a) First

(b) Second

(c) Third

(d) Fourth

(e) None of these

Q2.Which of the combination is true?

(a) Shubhi-Varanasi-Teacher

(b) Manoj-Kanpur-Software Eng.

(c) Manoj-Kanpur-Teacher

(d) Anuj-Noida-Doctor

(e) None of these

Q3.There is agap of how many floors between the person who is expert in Teacher and Software Eng. ?

(a) One

(b) Two

(c) Three

(d) Four

(e) None of these

Q4. Who is asoftware engineer?

(a) Manoj

(b) Shubhi

(c) Anuj

(d) Ranjana

(e) None of these

Q5. Who is anexpert in fashion designing?

(a) Ranjana

(b) Neelam

(c) Anuj

(d) Manoj

(e) None of these

Directions (6-10): Study the following information carefully and answer the given questions:

A group of eight friends – A, B, C, D, E, F, G and H – are sitting in a straight line facing north. Each of them has different professions – Doctor, Banker, Businessman, Teacher, Lawyer, Engineer, Pilot and CA. Each of them likes different colours – Pink, Yellow, Red, Black, Blue, Orange, White and Green, but not necessarily in the same order. A, who is a Lawyer, sits third to the left of F. Neither A nor F sits at the extreme ends of the line. E, who likes Pink colour, is a Businessman. E is not an immediate neighbour of either A or F. One person is sitting between H and C, H likes Orange colour. C, who is a Pilot, likes Red colour. G, who is a Doctor, sits at an extreme end of the line and likes White colour.B who is a Teacher, likes Green colour and sits on the immediate left of A. A does not like either Blue or Yellow colour. One who is aCA sits on the immediate left of the Doctor. F, who is a Banker, does not like Yellow colour.

Q6.How many people live between B and F?

(a) one

(b) three

(c) two

(d) Five

(e) None of these

Q7.What is profession of H?

(a) Doctor

(b) Lawyer

(c) Pilot

(d) CA

(e) None of these

Q8.Who is third to left to F?

(a) E

(b) B

(c) A

(d) C

(e) None of these

Q9. Who is an engineer?

(a) A

(b) C

(c) B

(d) D

(e) None of these

Q10.If E is related to D and B is related to C, in the same way, C is related to?

(a) G

(b) E

(c) D

(d) B

(e) None of these

Directions (11-15): Study the following information carefully and answer the questions given below:

(i) P, Q, R, S, T, U and V are seven persons wearing a shoes of different

colours - white, red, black, green, yellow, blue and violet - and socks of different

colours - blue, red, white, black, cream, yellow and indigo. The persons, colour of the shoes and colour of the socks above are not necessarily in the same order. No person is wearing shoes and socks of

same colour.

(ii) Q is wearing red shoes and is not wearing cream or yellow socks. S is wearing green shoes and indigo socks. Colour of P’s shoes and U’ socks is same. Colour of T’s shoes and R’s socks is same. V is wearing blue shoes and T is wearing blue socks. U is not wearing any yellow dress. Red and blue is not the combination of shoes and socks of any of the persons.

Q11. What is the colour of P’s socks?

(a) White

(b) Cream

(c) Blue

(d) Data inadequate

(e) None of these

Q12.What is the colour of V’s socks?

(a) Red

(b) Cream

(c) White

(d) Indigo

(e) None of these

Q13.Who wears violet shoes?

(a) R

(b) U

(c) R or U

(d) Data inadequate

(e) None of these

Q14. What is the colour of U’s shoes?

(a) Blue

(b) Violet

(c) Green

(d) Data inadequate

(e) None of these

Q15.What is the colour of Q’s socks?

(a) Red

(b) White

(c) Indigo

(d) Data inadequate

(e) None of these

Ans will be updated soon

FIRST BIMONTHLY POLICY STATEMENT BY RBI 6 APR 2017

The Reserve Bank of India’s monetary policy committee (MPC) on Thursday voted unanimously to raise the reverse repo rate—the rate at which sucks out excess liquidity from the system—by 25 basis points to 6%. The repo rate, however, has been kept unchanged at 6.25%. Here is the full text of the first Bi-monthly monetary policy statement of the Monetary Policy Committee.

First Bi-monthly Monetary Policy Statement, 2017-18

Resolution of the Monetary Policy Committee (MPC)

Reserve Bank of India

On the basis of an assessment of the current and evolving macroeconomic situation at its meeting today, the Monetary Policy Committee (MPC) decided to:

1. Keep the policy repo rate under the liquidity adjustment facility (LAF) unchanged at 6.25%.

Consequent upon the narrowing of the LAF corridor as elaborated in the accompanying Statement on Developmental and Regulatory Policies, the reverse repo rate under the LAF is at 6.0%, and the marginal standing facility (MSF) rate and the Bank Rate are at 6.50%.

The decision of the MPC is consistent with a neutral stance of monetary policy in consonance with the objective of achieving the medium-term target for consumer price index (CPI) inflation of 4% within a band of +/- 2%, while supporting growth

QUANT FOR SBI PO/ BOB/NIACL ASST/NICL AO 2017

Directions (1-5): Study the following Pie Graph carefully and answer the questions given below.
Cost estimated by a family in renovation of its house.

Q1. If out of estimated cost for curtains & Cushions, only 87.5% was spent, find the amount saved from the amount estimated for the curtains & cushions.
(a) 3000
(b) 2000
(c) 2500
(d) 2750
(e) 3250

Q2. Family gets 25% discount on Grills and Windows, the amount save by this, spent on Painting. Then Find, actual spent on painting is by what percent more than the estimate cost on painting.
(a) 13.33%
(b) 15.66%
(c) 16.66%
(d) 20.33%
(e) 8.88%

Q3. Estimated cost on Architect fees is how much less than the estimated cost on flooring?
(a) 2400
(b) 3600
(c) 4800
(d) 9600
(e) 7200

Q4. Actual cost incurred on furniture is 33600, it is adjusted by reducing the estimated cost on Miscellaneous. By what percent we should reduce the estimated cost on Miscellaneous than what previously estimated for this?
(a) 25%
(b) 11.25%
(c) 16.66%
(d) 12.5%
(e) 20%

Q5. What is the average estimated cost on painting and Flooring?
(a) 28800
(b) 34800
(c) 38400
(d) 72000
(e) 48000

Directions (6–10): What will come in the place of the question mark (?) in the following number series?
Q6. 1108, 1117, 1142, 1191, ?, 1393
(a) 1312
(b) 1300
(c) 1272
(d) 1204
(e) None of these

Q7. 8484, 4248, 2112, 1074, 513, ?
(a) 201
(b) 280.5
(c) 256.5
(d) 171
(e) None of these

Q8. 154, 162, 226, ?, 954, 1954
(a) 242
(b) 554
(c) 442
(d) 642
(e) None of these

Q9. 96, 94, 373, 3353, ?, 1341069
(a) 83819
(b) 53483
(c) 63813
(d) 53643
(e) None of these

Q10. 1, 16, 81, 256, ?, 1296
(a) 400
(b) 625
(c) 875
(d) 1125
(e) None of these

Directions (11-15): Two equations (I) and (II) are given in each question. On the basis of these equations, you have to decide the relation between x and y and give answer
(a) if x > y
(b) if x < y
(c) if x ≥ y
(d) if x ≤ y
(e) if x = y, or no relation can be established between x and y.

Ans

EDITORIAL OF THE DAY FOR SBI/BOB/ NICL/NIACL 2017

It’s time for India and Britain to show benefits of free trade to the world

           

As we begin preparing to set our own trade terms for the first time in 40 years, Britain is ready to breathe new life into its relationship with the rest of the world . In New Delhi yesterday, I spoke to finance minister Arun Jaitley about the triggering of Article 50 last week, which has set in motion the countdown for a revitalised Britain on the world stage, one that is ready to strengthen its relationships with its traditional friends and allies.

It will be a Global Britain that is confident, ambitious and tolerant, and a Britain that can make its own decisions, build new economic partnerships and work on a one-to-one basis with nations like India. The rhetoric of last year’s Brexit referendum campaign was not a rhetoric of isolation. Quite the opposite: it was an insistence of bigger and better engagement with the world, not just with our European friends and neighbours, but with everyone beyond those borders too.

British Prime Minister Theresa May has emphasised constantly over the last nine months our continued support for free trade, open markets and an expanded engagement with the outside world. Nowhere is this more relevant than India, whose economic transformation has been nothing short of remarkable. This year, India is forecast to grow at 7.2% and the International Monetary Fund (IMF) forecast it to be the fastestgrowing economy in the G20 next year as well, a credit to the reforms that Prime Minister Narendra Modi and Jaitley have put in place.

As well as our annual talks on economic and financial cooperation, I will also be laying the groundwork for the time, not too far distant, when we will be able to negotiate our own trade agreements. Our bilateral relationship today is strong and broad-based, and it is underpinned by what Modi has called a ‘Living Bridge’ of 1.5 million people of Indian origin who live in Britain. And last year, around 480,000 Indians came to Britain to visit, study or do business, with Indian nationals accounting for nearly 60% of all skilled work visas granted by Britain.

We are major investors in each other’s economies. Over the last decade, no G20 country has invested more in India than Britain. We are, in fact, the largest job creator via foreign direct investment (FDI) in India. From Marks & Spencer, now one of the largest international retailers in India with a presence across 18 cities with 49 stores, to BP, the largest international oil company in India employing around 8,500 people, British companies have played a strong job creation role in the growing Indian economy.

 It can get giddy. Between 2000 and 2016, British investment in India has helped create 371,000 jobs. The total number of people employed by British companies in India currently stands at 788,000, representing an astonishing 1in 20 private sector jobs. And, in turn, Indian firms have a strong record as investors in British industry, with perhaps the most highprofile being Tata’s successful management of Jaguar Land Rover (JLR). But there are many more opportunities available.

On Tuesday, when I represented Britain at the 9th India-UK Economic and Financial Dialogue in Delhi, our world leading finance sector was in sharp focus. Britain is perfectly placed to be India’s financial partner of choice, helping it to raise the finance needed for its continued rapid growth. My message is ‘Make in India, finance in the UK’.

There have already been more than 37 masala bonds issued on the London Stock Exchange. Only last Friday, HDFC issued their largest masala bond, raising £400 million (about.`32.40 billion). Yesterday, Jaitley and I confirmed a new partnership under the National Investment and Infrastructure Fund, in which we will work together to leverage City of London investment into India’s rapidly growing energy and renewables market.

We believe that Britain’s position as a global finance hub, our plans to build a truly Global Britain as we leave the EU, and India’s own ambitious growth aspirations make an unbeatable combination to help us take our relationship to the next level.

Britain is already the world’s largest exporter of financial services and the leading centre for Fintech. There are enormous opportunities for Britain and India to collaborate in both areas, which is why I will be delighted to speak at the India-UK Fintech Conference in Mumbai, along with a delegation of British leaders in financial services and Fintech.

With us we bring this message: as the world’s oldest democracy and the world’s biggest democracy, who better to show the world the true benefits of free trade and open markets than Britain and India?

The writer is Chancellor of the Exchequer, Government of Britain

MEET NEW DY. GOVERNOR OF RBI (B. P. Kanungo)

Odisha's Bihu Prasad Kanungo (B. P. Kanungo) has been took over as the new Deputy Governor of the Reserve Bank of India (RBI) .

He has replaced the retiring deputy governor, R Gandhi . Earlier, he has worked as the Executive Director of RBI. The government has appointed Kanungo as Deputy Governor of RBI on 11th March 2017 for a period of three years.

Kanungo will look after the departments of currency management, external investments and operations, government and bank accounts, and information technology, payment and settlement systems. He will also look after foreign exchange department, internal debt management department, legal department and premises department.

There are 4 Deputy Governors in RBI. They are,

B. P. Kanungo

S S Mundra

N S Vishwanathan

Viral V Acharya

REASONING QUIZ FOR SBI PO 2017

Directions (1-5): In these questions, relationship between different elements is shown in the statements. The statements are followed by conclusions.
Give answer
(a) if only conclusion I is true
(b) if only conclusion II is true
(c) if only conclusion III is true
(d) if all conclusion I, II , IIIare true
(e) if no conclusion is true

Q1.Statements X ≥ G = H; G > J ≥ L; J ≥ K < Y
Conclusions
I. X≥ L
II. L< H
III. L>Y

Q2.Statements A<B = R ≥ S ≥ T; X<J≤K<T
Conclusions
I. T ≤B
II. X>A
III. J>B

Q3.Statements P≤ Q< C; P≥ D; C ≤ F; Q≤L>M
Conclusions
I. D ≤C
II. L> D
III. P≤L

Q4.Statements U >P = I ≤ O <Q; I≥K>L≤N
Conclusions
I. I ≤Q
II. L> U
III. N<Q

Q5.Statements L = A≥B; A> P; L < K; B≥J>M
Conclusions
I. K > P
II. B< K
III. L>M

Directions (6-10): In the following questions, δ, @, ©, % and * are used with the following meanings as illustrated below:

‘P © Q’ means ‘P is not smaller than Q.’
‘P % Q’ means ‘P is neither smaller than nor equal to Q.’
‘P * Q’ means ‘P is neither greater than nor equal to Q.’
‘P δ Q’ means ‘P is not greater than Q.’
‘P @ Q’ means ‘P is neither greater than nor smaller than Q.’
Now, in each of the following questions assuming the given statements to be true, find with of the four conclusions I, II, III and IV given below them is/are definitely true and give your answer accordingly.

Q6.Statements: Aδ T, T @ R, R © M, M % K
Conclusions
I. R @ A
II. R % A
III. K * T
IV. M δ T
(a) Either I or II is true
(b) III and IV are true
(c) Either I or II and III are true
(d) Either I or II and IV are true
(e)Either I or II and III and IV are true

Q7.Statements: J @ A, AδB, B % H, H © G
Conclusions
I. G * B
II. B © J
III. A * J
IV. J δ G
(a) I and II are true
(b) I, II and III are true
(c) II, III and IV are true
(d) All are true
(e)None of these

Q8.Statements: R * A, A % B, B @ V, V δ M
Conclusions
I. R * B
II. V * R
III. B @ M
IV. M % B
(a) None is true
(b) Only III is true
(c) Only IV is true
(d) Either III or IV is true
(e)Either III or IV and II are true

Q9. Statements: A © U, U * C, C % F, F @ K
Conclusions
I. A % C
II. F * U
III. C % K
IV. K * U
(a) None is true
(b) Only I is true
(c) Only II is true
(d)Only III is true
(e)Only IV is true

Q10.Statements: F % Z, Z © A, Aδ Y, Y * T
Conclusions
I. F % A
II. T % Z
III. Z % Y
IV. T % A
(a) I and III are true
(b) I and IV are true
(c) I, II and IV are true
(d) I, II and IV are true
(e)None of the above

Directions (11-15): Read each statement carefully and answer the following questions:

Q11.Which of the following expressions will be true if the expression Z> O = Y> S <C is definitely true?
(a) O >C
(b) Z>S
(c) C>Y
(d) S = O
(e)C<Z

Q12.Which of the following symbols should replace the question mark (?) in the given expression in order to make the expressions B>A as well as U≤V definitely true?
B>V ? A ≥ N = U
(a) ≤
(b) >
(c) <
(d)≥
(e)Either ≤ or <

Q13.Which of the following symbols should be placed in the blank spaces respectively (in the same order from left to right) in order to complete the given expression in such a manner that makes the expression Y>Z as well as X≤W definitely true?
Y _ W _ O _ Z _ X
(a) =, =, ≥, ≥
(b) >, ≥, =, >
(c) >, <, =, ≤
(d)>, =, =, ≥
(e)>, =, ≥, >

Q14.Which of the following should be placed in the blank spaces respectively (in the same order from left to right) in order to complete the given expression in such a manner that makes the expression Z<X definitely false?
_ ≤ _ < _ > _
(a) L, N, X, Z
(b) L, Z, X, N
(c) Z, L, X, N
(d) N, Z, X, L
(e)X, N, Z, L

Q15.Which of the following symbols should be placed in the blank spaces respectively (in the same order from left to right) in order to complete the given expression in such a manner that makes the expression A>B and C>E definitely false?
A _ O _ C _ B _ E
(a) <, <, >, =
(b) <, =, =, >
(c) <, =, =, <
(d) ≥, =, =, ≥
(e)>, >, =, <

Ans will be updated soon....

If Nothing is happening good, keep patience something will happen better": Chandra kant jha (PNB clerk 2017)- 18

"If Nothing is happening good, keep patience something will happen better": Chandra kant jha (PNB clerk 2017)- 18


28th August 2007, The most painful day which ruined my life badly and my real journey of life and struggle with fate began from that day. After passing out from jawahar navodaya vidyalaya madhubani in the month of april i with my some friends went to kota for preparing engineering entrance test but unfortuntely my father expired on the date mentioned above. 
At that time I was only 17 years old and It was very critical time for my family and me also. All of us (two brothers and two sisters) are just teenagers and the sudden attack of misfortune broke us all. I had to drop my study and i came back to my village in Bihar because it was the time in which I had to choose either to save my family or to make carrier and I finally decided to choose former.  I was totally hopeless and couldn't decide what I have to do next. My father was working as assistant cum typist in Dept. of Health Govt. Of  Bihar. At the age of carrier building i was wandering from this govt. office to that govt. office to get retirement benefit after the sudden demise of my father because at that time it was most important to save family with monetary support and one of my sister who was elder to me  had to be married. After struggling a couple of years she got married in 2009 and I also got job in the same college at the same post in which my father was working on compensatory ground.(if any govt. servant died during service period one member is awarded with govt. job in the same dept. pertinent to his or her qualification) and I joined on 18th November 2009 as L.D.C in Govt. Ayurvedic College Darbhanga. 
But after doing job for several months I found myself uncomfortable there because every staff member was in their sixties and my energy level and work culture was not matching with them and the most pain stacking thing was that there was no career growth there. So I decided to do something better on my own merit. So I took admission in B.A. History Hons from IGNOU because I couldn’t complete my graduation with regular course. After giving final exam of graduation I decided to prepare for BPSC but after knowing about scam in BSSC and BPSC which was recently in news I finally took decision to appear for bank exams as one of my neighbour was  preparing for  bank’s exam and now he is po in Allahabad bank. from 1st of june 2013 I started preparation. The list of exam in which I appeared and failed.
Sbi po 2014  failedIbps po  got 81 cut off  82Sbi associate po  failedRrb po written qualified but with very poor marks Rbi assistant failedSbi po pt 2015 failed by 4 marksIbps po 2015 pt 62 mains 87 but not finally selectedRrb officer scale 1 failed by 1.5 marksRbi assistant 2015 failed by 4 marksPatna high court assistant  qualified in pt and mains but out in interviewBank of baroda pgdbf written qualified but not finally selected.Bank of maharastra pgdbf written qualified but not finally selected.Sbi clerk 2016 failed by 7 marksIbps po pt 2016 failed by .25 marksRrb officer scale 1 pt failed by 2 marksRbi assistant pt qualified but failed in mains by 4 marksIppb failed in pt marks not shownNiacl aao pt qualified but failed in mainsIndian bank pgdbf  failed in ptSyndicate bank pgdbf  qualified interview awaitedIdbi pgdbf  written result awaited
The most inspiring thing in these exams was that I didn’t stuck in any sectional cutoff  in any exam in which I appeared. After appearing in so many exams finally selected in PUNJAB NATIONAL BANK CLERK FROM BIHAR.  SO DEAR FRIENDS KEEP FOCUSSED ON YOUR GOAL IRRESPECTIVE OF FAILURES. Today my elder sister is teacher in Govt. primary school. Younger sister is working in hdfc bank, brother has completed his graduation and preparing for banks exams. I rebuilt my family and my carrier again.
Thanks bankers adda, thanks my self, Thanks god and thanks my each and every well wishers who has immense latent support in my success.Sir you are highly requested to post my story on you website as it will inspire those students who have to drop his study due to certain circumstances.
With regardsDarbhana bihar
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