Monday, March 13, 2017

QUANTITATIVE APTITUDE FOR SBI PO

Quiz on partnership

1.The price of three types of tea leaves A, B, and C are respectively Rs. 5, Rs. 6 and Rs. 8 per 100 gram. In what ratio should they be mixed so that the price of the mixture is Rs. 68 per kg?
(a ) 2:3:5
(b ) 4:7:11
(c ) 17:8:6
(d ) cant be determine
(e ) none of these

2.In a pot there is 500 litres milk. 50 litres of milk is taken out and same amount of water is poured into it. Again 50 litres of mixture is taken out and same amount of water is poured into it. How much milk will be left finally?
(a )308
(b )408
(c )403
(d )405
(e ) none of these

3.There is 1000 litres milk in a pot. 100 litres of milk is taken out and same amount of water is poured into it. Again 200 litres of mixture is taken out and same amount of water is poured into it and finally 400 litres of mixture is taken out and same amount of water is poured into it then what is the amount of milk in the resulting mixture?
(a )408
(b )536
(c )432
(d ) 439
(e ) none of these

4.Ram, Shyam and Mohan invested Rs. 54,000, Rs. 36,000 and Rs.7,200 respectively in a business. At the end of the year there was a profit of Rs. 13,500. Find the profit of Mohan
(a ) 5000
(b ) 1000
(c ) 7500
(d ) 1500
(e ) none of these

5.Ram, Shyam and Mohan invested Rs. 54,000, Rs. 36,000 and Rs.7,200 respectively in a business. At the end of the year there was a profit of Rs. 13,500 if Ram invested for 6 months, Shyam invested for 12 months and Mohan invested for 30 months they what is the Profit of Ram
(a ) 6500
(b ) 4200
(c ) 4500
(d ) 7500
(e ) none of these

6.A, B and C start a business by investing Rs. 1,36,000 and A invests Rs. 20000 more than B while C invests Rs. 4000 less than B. If they earn a profit of Rs. 51, 000 at the end of the year then find dividend of A.
(a ) 22500
(b ) 28000
(c ) 27500
(d ) 29500
(e ) none of these

7.If 5 times of A’s capital, 4 times of B’s capital and 7 times of C’s capital are equal then what will be the ratio of their profits if the capital has been invested for same duration?
(a ) 28:35:20
(b ) 28:35:10
(c ) 28:25:20
(d ) 18:35:20
(e ) none of these

8.Three milk man A, B and C hire a pasture in Rs. 2670. A grazes 4 cows and 3 calves for 5 days, B grazes 5 cows and 4 calves for 3 days while C grazes 6 cows and 5 calves for only 2 days. If one cow grazes three times of a calf then how much rent will B have to pay.
(a ) 846
(b ) 856
(c ) 755
(d ) 855
(e ) none of these

9.Om, Jain and Jagdish start a business together. Om invests Rs. 5,000 for whole year. Jai invests Rs. 3,000 initially but increases it to 4,000 after 4 months. Jagdish invests Rs. 7,000 initially but takes Rs. 4, 000 back after 8 month. If their total profit at the end of the year is Rs. 34, 400 then what is dividend of Jai ?
(a ) 9800
(b ) 8800
(c ) 10800
(d ) 7800
(e ) none of these

10.Ram, Krishna and Ganesh started a business by investing capital in the ratio 5 : 4 : 3. Three months later Ram took back 2/5 of his capital; four months later Krishna took back ¼ part of his capital while Ganesh invested 1/3 part of his initial capital again. After 9 months there was a total profit of Rs. 19,20 in the business, then who got the maximum profit and how much?
(a ) Ram ,660
(b ) Krishna ,660
(c ) Ganesh .660
(d ) Ram and Ganesh ,660
(e ) none of these

Answers with Explanation !!!!!!!!!!


NEW PATTERN CODING DECODING FOR SBI PO 2017

Q.(1 –5) Study the information below and answer the following question: –

In a certain code language,
‘Thin paper neatly folded’ is written as @D6, %R5, !N4, ?Y6
‘Four people from USA’ is written as @M4, %E6, #A3, @R4
‘Urban development programme launched’ is written as % E9, *T11, #N5 &D8
‘Dhaya likes forties hero’ is written as @E7, &E5, *A5, $O4

1. The code for the word ‘People’ is
1.@M4
2.%E6
3.#A3
4.@R4
5.None of these

2. The code ‘*A5’ denotes which of the following word ?
1.Likes
2.Hero
3.Forties
4.Dhaya
5.None of these

3. The code word of ‘Four’ is
1.@R4
2.%E6
3.@M4
4.#A3
5.None of these

4. ‘#’ denotes which letter of the given words ?
1.N
2.F
3.L
4.D
5.U

5. 5.According to the given code word, what will be the code for ‘ Data Line reach points’ ?
1.*4A &4E @5H %6S
2.*4A &4E !5H %6S
3.*4A &4E #5H %6S
4.*4A &4E $5H %6S
5.None of these

Q(6 –10) Study the information below and answer the following question: –

In a certain code language,
‘Arrive today eagles later’ is written as 21*R,6$A, 14$O, 25*A
‘Begin work faster table’ is written as 14$A, 17%O, 26*A, 22$E
‘Length error arrow burn’ is written as 6*E, 25$R, 22%U, 21$R
‘Trial better than wisdom’ is written as 14$R, 14%H, 22*E, 17*I

6. The code for the word ‘ table’
1.26*A
2.17%O
3.14$A
4.22$ E
5.None of these

7. The code word 6$A for the word
1.Later
2.Arrive
3.Earlier
4.Today
5.Either 1 or 3

8. Find the code word for the word ‘Burn’ ?
1.25$R
2.22%U
3.21$R
4.6*E
5.Can’t be determined

9. According to the given code, what is the code for ‘M’ ?
1.12
2.8
3.10
4.7
5.Can’t be determined

10. By using the given code word, find the code word for ‘ Better Luck Next Arrive’ ?

1.22$E, 21$R, 6*U, 8%E
2.8*E, 21*R, 22%E, 6%U
3.22*E, 6%U, 8%E, 21*R
4.21%R, 22$E, 6*U, 8%E
5.6$U, 22*E, 8*E, 21%R

ANSWERS
1)2 2)4 3)1 4)4 5)5 6)3 7)1 8)2 9)4 10)3

INDIAN BANK PO INTERVIEW CALL LETTER OUT

MONDAY, 13 MARCH 2017
Indian Bank PO Interview Call Letter Out
Dear Readers,
Indian Bank has released the Interview call letter for the recruitment of Probationary Officers.
Interviews will be held from 20th March 2017.

Click here to download call letter

Sunday, March 12, 2017

SYNDICATE BANK PO RESULT 2017


The Syndicate Bank has released the various vacancies for the Probationary Officer Scale 1 in the December 2016. Huge numbers of candidates have applied the online application form. The official department has conducted the Syndicate Bank Probationary Officer written examination on the 26th February 2017 at the various examination centers. The contenders who appeared in the written exam, now they are curiously searching the Syndicate Bank PO Result 2017 Probationary Officer Cut Off & Merit List on the official site of syndicate bank. We will also update it as soon as result is announced by the authority.


REASONING FOR SBI PO 2017


 Direction (Q. 1-5): In this question, two/three 
statements followed by two conclusions numbered I 
and II have been given. You have to take the given 
statements to be true even if they seem to be at variance 
from commonly known facts and then decide which of 
the given conclusions logically follows from the given 
statements disregarding commonly known facts. 

1. Statements: All calls are mails. 
Some mails are posts. 
Some posts are letters. 

Conclusions: I. All posts being calls is a possibility. 
II. No letter is a mail. 

(a) both the conclusion I and conclusion II follow 
(b) either conclusion I or conclusion II follows 
(c) neither conclusion I nor conclusion II follows 
(d) only conclusion I follows 
(e) only conclusion II follows 

2. Statements: All calls are mails. 
Some mails are posts. 
Some posts are letters. 

Conclusions: I. All mails are calls. 
II. No call is a letter.

(a) both the conclusion I and conclusion II follow 
(b) either conclusion I or conclusion II follows 
(c) neither conclusion I nor conclusion II follows 
(d) only conclusion I follows 
(e) only conclusion II follows 

3. Statements: Some vehicles are cars. 
Some cars are trucks. 
All trucks are sedans. 

Conclusions: 
I. All vehicles being sedans is a 
possibility. 
II. At least some cars are sedans. 

(a) both the conclusion I and conclusion II follow 
(b) either conclusion I or conclusion II follows 
(c) neither conclusion I nor conclusion II follows 
(d) only conclusion I follows 
(e) only conclusion II follows 

4. Statements: 
Some bridges are roads. 
No road is underpass. 

Conclusions:
 I. Some bridges are underpasses. 
II. No bridge is an underpass. 

(a) both the conclusion I and conclusion II follow 
(b) either conclusion I or conclusion II follows 
(c) neither conclusion I nor conclusion II follows 
(d) only conclusion I follows 
(e) only conclusion II follows 

5. Statements:
 No unit is a part. 
All parts are items. 
Some items are elements.

Conclusions: 

I. No unit is an element. 
II. At least some units are items. 

(a) both the conclusion I and conclusion II follow 
(b) either conclusion I or conclusion II follows 
(c) neither conclusion I nor conclusion II follows 
(d) only conclusion I follows 
(e) only conclusion II follows 

Directions (6-10) :Study the following information 
carefully and answer the questions given below:

Chanda Kochhar, Arundhati Bhattacharya, Shikha  Sharma, Nita Ambani, Naina Lal Kidwai, Usha Ananthasubramanian and VijayalakshmiIyer are MD of 
different company. Each of them works on different floors numbered from I to VII, but not necessarily in the same order. Each of them wears a saree of a 
different colour, viz Blue, Green, Yellow, Sky Blue, Purple, Red and Pink but not necessarily in the same order.Arundhati Bhattacharya works on floor IV but she does not wear either Purple or Sky Blue saree. Shikha 
Sharma wears Blue saree but she does not work on floor II or VI. Naina Lal Kidwai works on floor V and she wears a Red saree. The one who wears a Green saree 
works on floor VII. Nita Ambani works on floor I.VijayalakshmiIyer wears a pink saree. Chanda Kochhar does not work on VII. The one who wears sky Blue 
sarees works on floor II.

6. VijayalakshmiIyer works on which of the following 
Floors?
(a) II (b)III (c)VI
(d) VII (e)None of these

7. Chanda Kochhar wears a saree of which of the 
following colours?
(a) Sky Blue (b)Blue (c)Purple
(d) Yellow (e)None of these

8. Which of the following combinations is/are true?
(a) Usha Ananthasubramanian - Yellow – VII 
(b) Nita Ambani – Purple - I
(c) Chanda Kochhar – Green - I
(d) Both a) and c)
(e) None of these

9. Who among the following wears a saree of Green 
colour?
(a) Chanda Kochhar
(b) Usha Ananthasubramanian
(c) Nita Ambani
(d) Can’t be determined 
(e) None of these

10. Who among the following works on floor II?
(a) Usha Ananthasubramanian
(b) Shikha Sharma
(c) Chanda Kochhar
(d) VijayalakshmiIyer
(e) None of these

Directions (11-15): Study the following information 
carefully to answer the question given below:

Seven persons M, N, O, P, Q, R and S are standing in a 
straight line facing north at equal distance but not 
necessarily in the same order. Each of them is a 
different professional – Probationary officer, Journalist, 
Clerk, Engineer, Businessman, Manager and Singer but 
not necessarily in the same order.
S is standing at the fifth position to the left of O. 
Journalist is standing at the third position to the right of 
S. R is standing at the fifth position to the right of M. Q is 
standing second to the left of N. Engineer is standing the 
second position to the left of P. Three persons are 
sitting between Engineer and Singer. Clerk is to the 
immediate left of Engineer. Businessman is to the 
immediate right of manager.

11. Who among the following is sitting second to the 
right of Manager?
(a) O (b) N (c) Businessman
(d) Probationary officer (e) None of these

12. Who among the following are the immediate 
neighbors of Singer?
(a) Clerk and Businessman
(b) Probationary officer and Businessman
(c) Journalist and Probationary officer
(d) Businessman and Journalist
(e) None of these

13. Who among the following is sitting exactly in the 
middle of the row?
(a) R (b) Businessman (c) O
(d) Journalist (e) Manager

14. Who is sitting at the left end of the row?
(a) M (b) N (c) O
(d) P (e) None of these

15. How many persons are there to the left of 
Journalist?
(a) One (b) Two (c) Three
(d) Four (e) None of these

Saturday, March 11, 2017

RESONING FOR SBI PO 2017


Directions (Q. 1-2): Read the following information carefully and answer the questions which follow:
‘Y × Z’ means Y is the son of Z.
‘Y + Z’ means Y is the father of Z.
‘Y < Z’ means Y is the wife of Z.
‘Y > Z’ means Y is the daughter of Z.
1. Which of the following pairs of people represents first cousins with regard to the relations given in the expressions, if it is provided that M is the sister of N.
‘O > T < N + Q’ and ‘B × M < R + C < G + I’?
(a) OQ
(b) BQ
(c) BI
(d) BC
(e) Can’t be determined
2. What will come in the place of the question mark if it is provided that M is the grandmother of F in the following expression?
‘F × R < S ? M’
(a) >
(b) <
(c) +
(d) ×
(e) Can’t be determined
Directions (Q. 3-4): Study the following information carefully and answer the questions given below:
‘A – B’ means ‘A is daughter of B’
‘A + B’ means ‘A is wife of B’
‘A ÷ B’ means ‘A is father of B’
‘A × B’ means ‘A is son of B’
3. How is S related to P in the given expression ‘P + R ÷ S + T’ ?
(a) Son
(b) Sister
(c) Daughter
(d) Can’t be determined
(e) None of these
4. In the expression ‘M – Q + T’ how is M related to T?
(a) Father
(b) Son
(c) Daughter
(d) Mother
(e) None of these
Directions (Q. 5-7): Read the following information carefully and answer the questions given below:
‘P + Q’ means ‘P is sister of Q’
‘P – Q’ means ‘P is father of Q’.
‘P × Q’ means ‘P is brother of Q’.
‘P ÷ Q’ means ‘P is mother of Q’.
5. If A ÷ B + C × D, then A is D’s
(a) Aunt
(b) Uncle
(c) Great-Aunt
(d) Grandmother
(e) None of these
6. If A+ B – C × D ÷ E, then A is E’s
(a) Great-Aunt
(b) Grandmother
(c) Mother
(d) Sister
(e) None of these
7. Which of the following shows that A is maternal grandfather of B?
(a) A + D – E ÷ B
(b) A × D – E + B
(c) A × D + E – B
(d) A – D ÷ E × B
(e) None of these
Directions (Q. 8-10): Study the following information carefully and answer the questions given below:
i) ‘P × Q’ means ‘P is the brother of Q’.
ii) ‘P ÷ Q’ means ‘P is the father of Q’.
iii) ‘P + Q’ means P is the sister of Q’.
iv) ‘P – Q’ means ‘P is the mother of Q’.
8. Which of the following means ‘R’ is the paternal uncle of ‘B’?
(1) B × Q ÷ L × R
(2) B × D ÷ J × R × K
(3) R × P ÷ S × B
(a) Only (1)
(b) Only (2)
(c) Only (3)
(d) Both (1) and (2)
(e) None of these
9. Which of the following statements is/are superfluous to answer the above question?
(a) (i) only
(b) (ii) only
(c) (iii) only
(d) (iii) and (iv) only
(e) None of these
10. Which of the following means ‘R’ is the uncle of ‘L’?
a) B × Q ÷ L × R
b) B × D ÷ J × R × K
c) R × P ÷ S × B
d) B÷R×J÷L×K
e) None of these
Ans


EDITORIAL OF THE WEEK


Almost 20 years ago, a pathbreaking infrastructure project that connected India like never before took off. In more ways than one, the Golden Quadrilateral highway network has contributed in a major way to our economy through increased trade, mobility and accessibility. This month, the blueprints of an expressway just as important, if not more, may finally become a reality. The new highway goes beyond the Golden Quadrilateral.
This not just connects major cities but reaches the entire country, every nook and corner, and touches every single person within. Enter the goods and services tax (GST).
The GST is nothing short of a super expressway with the power to create anational market that works equally well for farmers in villages, families and businesses in small towns, and youngsters in corporate India. The problem is that the toll gates are down.
As Parliament meets for the second phase of the Budget session this month, legislations that bring the GST into effect must be in the forefront. It’s no longer just desirable but imperative if India is to emerge from the present global economic rut as a more powerful and equitable economy. Already, there are major headwinds for the world economy from the US and Europe to larger emerging economies, and the failure to pass the GST this session would release a deluge of ambiguities towards consumers, businesses and investors.
It is commendable that the central and state governments have ironed out the final few remaining details over the past few days. By all indications, the July 1 launch date will be met. GST is one of those rare economic reforms that enjoys multipartisan support and has been worked upon by successive governments.
It is also reflective of the follies of current indirect taxes, with over a dozen central and state levies choking interstate trade, and have led to imprecise classification of products and services, high cost of compliance and the cascading effect on prices from taxes on taxes. The value added tax (VAT), introduced in 2005, intended to fix many of those ills. But it achieved little in its diluted, uneven form with states setting their own rules and rates.

SMEs’ Place Under the Sun
With the GST, we have the chance to relegate all of that to history. A product can then move from Kashmir to Kanyakumari without fear of double taxation or having to comply with state-by-state tax laws. Producers will find it easier to maintain accounts as it’s all digital, and consumers eventually benefit from lower, uniform prices across the country.
The entry restrictions we face for e-commerce goods in over a dozen states will also be a thing of the past. In fact, the tax predictability will add to millions of formal jobs, besides raising productivity, output and consumption — all positive factors that could raise GDP by around 2 percentage points.
India’s destiny lies in services, domestic consumption and small and medium enterprises (SMEs), unlike China’s manufacturing and exports-fuelled growth. With the GST, SMEs can hope for a boost to their business. They can scale up without fears of tax complexity or predatory regulation.
They can even hire more and pay more wages as the tax incidence reduces. SMEs are our best bet if we have to empower millions of our youngsters to find work and lift millions more from the clutches of extreme poverty.
So, government policies must work in their favour, even if SMEs lack a collective voice or tend to yield low bargaining power.
To that end, the provision of tax collected at source (TCS) actually works against SMEs that want to expand by selling online. It mandates that online marketplaces — not traditional, offline retailers — must deduct a percentage of the amount payable to sellers and remit it to the government, which sellers can claim credit for at a later stage.
While the decision to cap TCS at 1% is a welcome move, the provision in itself throws up new challenges for SMEs, especially those operating on thin margins.
Besides, TCS chips away at one of the GST’s core principles: that it would be industry-agnostic. TCS also counters GoI’s digitisation drive.
If, for example, a mobile shop owner in Ludhiana sells a phone screen guard worth Rs 100 through an e-marketplace, the GST draft law states that Rs 1 should be withheld from the seller as TCS. However, if he has only earned Rs 5 from the sale, implying a notunusual 5% margin, the TCS freezes 20% of his working capital. Multiply that by crores of rupees and the number is staggering.

The Tax Trap
TCS is not only a disincentive for sellers to move online, making a part of their operations formal with clear audit trails, it also wrongly assumes they favour tax evasion when selling online. If the objective is to increase compliance, the 1% rate can arguably be pruned down to 0.25%. That would be equally effective.
The next phase of the country’s growth is likely to come from the millions of SMEs closer to ‘real India’. By empowering SMEs through a favourable GST, we can reach the levels of society that are yet to reap the benefits of globalisation.
The writer is executive chairman, Flipkart
Editorial from Economics times