NEW PATTERN CODING DECODING FOR SBI PO 2017

Q.(1 –5) Study the information below and answer the following question: –

In a certain code language,
‘Thin paper neatly folded’ is written as @D6, %R5, !N4, ?Y6
‘Four people from USA’ is written as @M4, %E6, #A3, @R4
‘Urban development programme launched’ is written as % E9, *T11, #N5 &D8
‘Dhaya likes forties hero’ is written as @E7, &E5, *A5, $O4

1. The code for the word ‘People’ is
1.@M4
2.%E6
3.#A3
4.@R4
5.None of these

2. The code ‘*A5’ denotes which of the following word ?
1.Likes
2.Hero
3.Forties
4.Dhaya
5.None of these

3. The code word of ‘Four’ is
1.@R4
2.%E6
3.@M4
4.#A3
5.None of these

4. ‘#’ denotes which letter of the given words ?
1.N
2.F
3.L
4.D
5.U

5. 5.According to the given code word, what will be the code for ‘ Data Line reach points’ ?
1.*4A &4E @5H %6S
2.*4A &4E !5H %6S
3.*4A &4E #5H %6S
4.*4A &4E $5H %6S
5.None of these

Q(6 –10) Study the information below and answer the following question: –

In a certain code language,
‘Arrive today eagles later’ is written as 21*R,6$A, 14$O, 25*A
‘Begin work faster table’ is written as 14$A, 17%O, 26*A, 22$E
‘Length error arrow burn’ is written as 6*E, 25$R, 22%U, 21$R
‘Trial better than wisdom’ is written as 14$R, 14%H, 22*E, 17*I

6. The code for the word ‘ table’
1.26*A
2.17%O
3.14$A
4.22$ E
5.None of these

7. The code word 6$A for the word
1.Later
2.Arrive
3.Earlier
4.Today
5.Either 1 or 3

8. Find the code word for the word ‘Burn’ ?
1.25$R
2.22%U
3.21$R
4.6*E
5.Can’t be determined

9. According to the given code, what is the code for ‘M’ ?
1.12
2.8
3.10
4.7
5.Can’t be determined

10. By using the given code word, find the code word for ‘ Better Luck Next Arrive’ ?

1.22$E, 21$R, 6*U, 8%E
2.8*E, 21*R, 22%E, 6%U
3.22*E, 6%U, 8%E, 21*R
4.21%R, 22$E, 6*U, 8%E
5.6$U, 22*E, 8*E, 21%R

ANSWERS
1)2 2)4 3)1 4)4 5)5 6)3 7)1 8)2 9)4 10)3

INDIAN BANK PO INTERVIEW CALL LETTER OUT

MONDAY, 13 MARCH 2017
Indian Bank PO Interview Call Letter Out

Dear Readers,
Indian Bank has released the Interview call letter for the recruitment of Probationary Officers.
Interviews will be held from 20th March 2017.

Click here to download call letter

SYNDICATE BANK PO RESULT 2017

The Syndicate Bank has released the various vacancies for the Probationary Officer Scale 1 in the December 2016. Huge numbers of candidates have applied the online application form. The official department has conducted the Syndicate Bank Probationary Officer written examination on the 26th February 2017 at the various examination centers. The contenders who appeared in the written exam, now they are curiously searching the Syndicate Bank PO Result 2017 Probationary Officer Cut Off & Merit List on the official site of syndicate bank. We will also update it as soon as result is announced by the authority.

REASONING FOR SBI PO 2017

 Direction (Q. 1-5): In this question, two/three 

statements followed by two conclusions numbered I 

and II have been given. You have to take the given 

statements to be true even if they seem to be at variance 

from commonly known facts and then decide which of 

the given conclusions logically follows from the given 

statements disregarding commonly known facts. 

1. Statements: All calls are mails. 

Some mails are posts. 

Some posts are letters. 

Conclusions: I. All posts being calls is a possibility. 

II. No letter is a mail. 

(a) both the conclusion I and conclusion II follow 

(b) either conclusion I or conclusion II follows 

(c) neither conclusion I nor conclusion II follows 

(d) only conclusion I follows 

(e) only conclusion II follows 

2. Statements: All calls are mails. 

Some mails are posts. 

Some posts are letters. 

Conclusions: I. All mails are calls. 

II. No call is a letter.

(a) both the conclusion I and conclusion II follow 

(b) either conclusion I or conclusion II follows 

(c) neither conclusion I nor conclusion II follows 

(d) only conclusion I follows 

(e) only conclusion II follows 

3. Statements: Some vehicles are cars. 

Some cars are trucks. 

All trucks are sedans. 

Conclusions: 

I. All vehicles being sedans is a 

possibility. 

II. At least some cars are sedans. 

(a) both the conclusion I and conclusion II follow 

(b) either conclusion I or conclusion II follows 

(c) neither conclusion I nor conclusion II follows 

(d) only conclusion I follows 

(e) only conclusion II follows 

4. Statements: 

Some bridges are roads. 

No road is underpass. 

Conclusions:

 I. Some bridges are underpasses. 

II. No bridge is an underpass. 

(a) both the conclusion I and conclusion II follow 

(b) either conclusion I or conclusion II follows 

(c) neither conclusion I nor conclusion II follows 

(d) only conclusion I follows 

(e) only conclusion II follows 

5. Statements:

 No unit is a part. 

All parts are items. 

Some items are elements.

Conclusions: 

I. No unit is an element. 

II. At least some units are items. 

(a) both the conclusion I and conclusion II follow 

(b) either conclusion I or conclusion II follows 

(c) neither conclusion I nor conclusion II follows 

(d) only conclusion I follows 

(e) only conclusion II follows 

Directions (6-10) :Study the following information 

carefully and answer the questions given below:

Chanda Kochhar, Arundhati Bhattacharya, Shikha  Sharma, Nita Ambani, Naina Lal Kidwai, Usha Ananthasubramanian and VijayalakshmiIyer are MD of 

different company. Each of them works on different floors numbered from I to VII, but not necessarily in the same order. Each of them wears a saree of a 

different colour, viz Blue, Green, Yellow, Sky Blue, Purple, Red and Pink but not necessarily in the same order.Arundhati Bhattacharya works on floor IV but she does not wear either Purple or Sky Blue saree. Shikha 

Sharma wears Blue saree but she does not work on floor II or VI. Naina Lal Kidwai works on floor V and she wears a Red saree. The one who wears a Green saree 

works on floor VII. Nita Ambani works on floor I.VijayalakshmiIyer wears a pink saree. Chanda Kochhar does not work on VII. The one who wears sky Blue 

sarees works on floor II.

6. VijayalakshmiIyer works on which of the following 

Floors?

(a) II (b)III (c)VI

(d) VII (e)None of these

7. Chanda Kochhar wears a saree of which of the 

following colours?

(a) Sky Blue (b)Blue (c)Purple

(d) Yellow (e)None of these

8. Which of the following combinations is/are true?

(a) Usha Ananthasubramanian - Yellow – VII 

(b) Nita Ambani – Purple - I

(c) Chanda Kochhar – Green - I

(d) Both a) and c)

(e) None of these

9. Who among the following wears a saree of Green 

colour?

(a) Chanda Kochhar

(b) Usha Ananthasubramanian

(c) Nita Ambani

(d) Can’t be determined 

(e) None of these

10. Who among the following works on floor II?

(a) Usha Ananthasubramanian

(b) Shikha Sharma

(c) Chanda Kochhar

(d) VijayalakshmiIyer

(e) None of these

Directions (11-15): Study the following information 

carefully to answer the question given below:

Seven persons M, N, O, P, Q, R and S are standing in a 

straight line facing north at equal distance but not 

necessarily in the same order. Each of them is a 

different professional – Probationary officer, Journalist, 

Clerk, Engineer, Businessman, Manager and Singer but 

not necessarily in the same order.

S is standing at the fifth position to the left of O. 

Journalist is standing at the third position to the right of 

S. R is standing at the fifth position to the right of M. Q is 

standing second to the left of N. Engineer is standing the 

second position to the left of P. Three persons are 

sitting between Engineer and Singer. Clerk is to the 

immediate left of Engineer. Businessman is to the 

immediate right of manager.

11. Who among the following is sitting second to the 

right of Manager?

(a) O (b) N (c) Businessman

(d) Probationary officer (e) None of these

12. Who among the following are the immediate 

neighbors of Singer?

(a) Clerk and Businessman

(b) Probationary officer and Businessman

(c) Journalist and Probationary officer

(d) Businessman and Journalist

(e) None of these

13. Who among the following is sitting exactly in the 

middle of the row?

(a) R (b) Businessman (c) O

(d) Journalist (e) Manager

14. Who is sitting at the left end of the row?

(a) M (b) N (c) O

(d) P (e) None of these

15. How many persons are there to the left of 

Journalist?

(a) One (b) Two (c) Three

(d) Four (e) None of these

RESONING FOR SBI PO 2017

Directions (Q. 1-2): Read the following information carefully and answer the questions which follow:
‘Y × Z’ means Y is the son of Z.
‘Y + Z’ means Y is the father of Z.
‘Y < Z’ means Y is the wife of Z.
‘Y > Z’ means Y is the daughter of Z.
1. Which of the following pairs of people represents first cousins with regard to the relations given in the expressions, if it is provided that M is the sister of N.
‘O > T < N + Q’ and ‘B × M < R + C < G + I’?
(a) OQ
(b) BQ
(c) BI
(d) BC
(e) Can’t be determined
2. What will come in the place of the question mark if it is provided that M is the grandmother of F in the following expression?
‘F × R < S ? M’
(a) >
(b) <
(c) +
(d) ×
(e) Can’t be determined
Directions (Q. 3-4): Study the following information carefully and answer the questions given below:
‘A – B’ means ‘A is daughter of B’
‘A + B’ means ‘A is wife of B’
‘A ÷ B’ means ‘A is father of B’
‘A × B’ means ‘A is son of B’
3. How is S related to P in the given expression ‘P + R ÷ S + T’ ?
(a) Son
(b) Sister
(c) Daughter
(d) Can’t be determined
(e) None of these
4. In the expression ‘M – Q + T’ how is M related to T?
(a) Father
(b) Son
(c) Daughter
(d) Mother
(e) None of these
Directions (Q. 5-7): Read the following information carefully and answer the questions given below:
‘P + Q’ means ‘P is sister of Q’
‘P – Q’ means ‘P is father of Q’.
‘P × Q’ means ‘P is brother of Q’.
‘P ÷ Q’ means ‘P is mother of Q’.
5. If A ÷ B + C × D, then A is D’s
(a) Aunt
(b) Uncle
(c) Great-Aunt
(d) Grandmother
(e) None of these
6. If A+ B – C × D ÷ E, then A is E’s
(a) Great-Aunt
(b) Grandmother
(c) Mother
(d) Sister
(e) None of these
7. Which of the following shows that A is maternal grandfather of B?
(a) A + D – E ÷ B
(b) A × D – E + B
(c) A × D + E – B
(d) A – D ÷ E × B
(e) None of these
Directions (Q. 8-10): Study the following information carefully and answer the questions given below:
i) ‘P × Q’ means ‘P is the brother of Q’.
ii) ‘P ÷ Q’ means ‘P is the father of Q’.
iii) ‘P + Q’ means P is the sister of Q’.
iv) ‘P – Q’ means ‘P is the mother of Q’.
8. Which of the following means ‘R’ is the paternal uncle of ‘B’?
(1) B × Q ÷ L × R
(2) B × D ÷ J × R × K
(3) R × P ÷ S × B
(a) Only (1)
(b) Only (2)
(c) Only (3)
(d) Both (1) and (2)
(e) None of these
9. Which of the following statements is/are superfluous to answer the above question?
(a) (i) only
(b) (ii) only
(c) (iii) only
(d) (iii) and (iv) only
(e) None of these
10. Which of the following means ‘R’ is the uncle of ‘L’?
a) B × Q ÷ L × R
b) B × D ÷ J × R × K
c) R × P ÷ S × B
d) B÷R×J÷L×K
e) None of these
Ans

EDITORIAL OF THE WEEK

Almost 20 years ago, a pathbreaking infrastructure project that connected India like never before took off. In more ways than one, the Golden Quadrilateral highway network has contributed in a major way to our economy through increased trade, mobility and accessibility. This month, the blueprints of an expressway just as important, if not more, may finally become a reality. The new highway goes beyond the Golden Quadrilateral.
This not just connects major cities but reaches the entire country, every nook and corner, and touches every single person within. Enter the goods and services tax (GST).
The GST is nothing short of a super expressway with the power to create anational market that works equally well for farmers in villages, families and businesses in small towns, and youngsters in corporate India. The problem is that the toll gates are down.
As Parliament meets for the second phase of the Budget session this month, legislations that bring the GST into effect must be in the forefront. It’s no longer just desirable but imperative if India is to emerge from the present global economic rut as a more powerful and equitable economy. Already, there are major headwinds for the world economy from the US and Europe to larger emerging economies, and the failure to pass the GST this session would release a deluge of ambiguities towards consumers, businesses and investors.
It is commendable that the central and state governments have ironed out the final few remaining details over the past few days. By all indications, the July 1 launch date will be met. GST is one of those rare economic reforms that enjoys multipartisan support and has been worked upon by successive governments.
It is also reflective of the follies of current indirect taxes, with over a dozen central and state levies choking interstate trade, and have led to imprecise classification of products and services, high cost of compliance and the cascading effect on prices from taxes on taxes. The value added tax (VAT), introduced in 2005, intended to fix many of those ills. But it achieved little in its diluted, uneven form with states setting their own rules and rates.

SMEs’ Place Under the Sun
With the GST, we have the chance to relegate all of that to history. A product can then move from Kashmir to Kanyakumari without fear of double taxation or having to comply with state-by-state tax laws. Producers will find it easier to maintain accounts as it’s all digital, and consumers eventually benefit from lower, uniform prices across the country.
The entry restrictions we face for e-commerce goods in over a dozen states will also be a thing of the past. In fact, the tax predictability will add to millions of formal jobs, besides raising productivity, output and consumption — all positive factors that could raise GDP by around 2 percentage points.
India’s destiny lies in services, domestic consumption and small and medium enterprises (SMEs), unlike China’s manufacturing and exports-fuelled growth. With the GST, SMEs can hope for a boost to their business. They can scale up without fears of tax complexity or predatory regulation.
They can even hire more and pay more wages as the tax incidence reduces. SMEs are our best bet if we have to empower millions of our youngsters to find work and lift millions more from the clutches of extreme poverty.
So, government policies must work in their favour, even if SMEs lack a collective voice or tend to yield low bargaining power.
To that end, the provision of tax collected at source (TCS) actually works against SMEs that want to expand by selling online. It mandates that online marketplaces — not traditional, offline retailers — must deduct a percentage of the amount payable to sellers and remit it to the government, which sellers can claim credit for at a later stage.
While the decision to cap TCS at 1% is a welcome move, the provision in itself throws up new challenges for SMEs, especially those operating on thin margins.
Besides, TCS chips away at one of the GST’s core principles: that it would be industry-agnostic. TCS also counters GoI’s digitisation drive.
If, for example, a mobile shop owner in Ludhiana sells a phone screen guard worth Rs 100 through an e-marketplace, the GST draft law states that Rs 1 should be withheld from the seller as TCS. However, if he has only earned Rs 5 from the sale, implying a notunusual 5% margin, the TCS freezes 20% of his working capital. Multiply that by crores of rupees and the number is staggering.

The Tax Trap
TCS is not only a disincentive for sellers to move online, making a part of their operations formal with clear audit trails, it also wrongly assumes they favour tax evasion when selling online. If the objective is to increase compliance, the 1% rate can arguably be pruned down to 0.25%. That would be equally effective.
The next phase of the country’s growth is likely to come from the millions of SMEs closer to ‘real India’. By empowering SMEs through a favourable GST, we can reach the levels of society that are yet to reap the benefits of globalisation.
The writer is executive chairman, Flipkart
Editorial from Economics times

QUANTITATIVE APTITUDE FOR SBI PO / NIACL ASS 2017

Directions (1-5): Study pie-chart and table carefully to answer the questions that follow:

Pie-Chart Showing Percentage wise of cars in four different states
Total cars = 700

Table showing ratio between diesel and petrol engine cars which are distributed among four different states

Q1. What is the difference between the number of diesel engine cars in state-2 and the number of petrol engine cars in state-4?
(a) 159
(b) 21
(c) 28
(d) 34
(e) 161
Q2. Number of petrol engineer cars in state-3 is what percent more that number of diesel engine cars in state-1?
(a) 100
(b) 200
(c) 300
(d) 125
(e) 225
Q3. If 25% of diesel engine cars in state-3 are AC and remaining cars are non-AC, what is number of diesel engine cars in state-3 which are non-AC?
(a) 75
(b) 45
(c) 95
(d) 105
(e) 35
Q4. What is the difference between the total number of cars in state-3 and the number of petrol engine cars in state-2?
(a) 96
(b) 106
(c) 112
(d) 102
(e) 98
Q5. What is the average number of petrol engine cars in all the States?
(a) 86.75
(b) 89.25
(c) 89.75
(d) 86.25
(e) 88.75

Directions (6-10): Study the following pie-charts carefully and answer the questions given below them.

The entire fund that an organization gets from different sources is equal to Rs. 16 crore.

Q6. What is the difference between the fund acquired by the organization from NGOs and that from Government Agencies?
(a) Rs. 43268000
(b) Rs. 38650000
(c) Rs. 46800000
(d) Rs. 52860000
(e) None of the above

Q7. If the organization managed Building Maintenance from the Ministry of Home Affairs fund only, how much fund from the Ministry of Home Affairs would still be left for other use?
(a) Rs. 2.72 crore
(b) Rs. 7.23 crore
(c) Rs. 5.20 crore
(d) Rs. 3.06 crore
(e) Rs. 8.03 crore

Q8. If the Scholarship has to be paid out of the fund from Government Agencies, find what is the approximate percentage of Government Agencies fund used for this purpose.
(a) 42.11%
(b) 38.6%
(c) 31.23%
(d) 48.3%
(e) 52%

Q9. What is the total amount used by the organization for Payment?
(a) Rs. 4.8 crore
(b) Rs. 6.3 crore
(c) Rs. 5.6 crore
(d) Rs. 9.73 crore
(e) None of the above

Q10. What is the amount of fund acquired by the organization from Ministry of Home Affairs?
(a) 6.25 crores
(b) 6.2 crores
(c) 6.72 crores
(d) 9.25 crores
(e) None of the above

Direction (11-15): What should come in place of the question mark (?) in the following number series?
Q11. 16, 18, 22, 30, 46, ?
(a) 58
(b) 63
(c) 78
(d) 72
(e) 56

Q12. 26, 21, 27, 42, 28, ?, 29, 168
(a) 88
(b) 86
(c) 80
(d) 84
(e) 64

Q13. 1, 2, 6, 21, ?
(a) 88
(b) 78
(c) 80
(d) 81
(e) 61

Q14. 2 6  48 720 ? 604800
(a) 17820
(b) 15416
(c) 14520
(d) 17280
(e) None of these

Q15. 62 87 187 412 812 ?
(a) 1012
(b) 1437
(c) 1337
(d) 1457
(e) None of these